Njengoko i-Federal Reserve iqhubeka nokuqinisa umgaqo-mali wezemali, izinga eliphezulu lenzala kunye nokunyuka kwamaxabiso kubetha abathengi, kwaye i-US real estate market iphola ngokukhawuleza. Idatha ibonise ukuba kungekhona kuphela ukuthengiswa kwezindlu ezikhoyo zawa kwinyanga yesihlanu ngokulandelelana, kodwa kunye nezicelo zokubolekwa kwezindlu zawela kwinqanaba eliphantsi kwiminyaka engama-22. Ngokutsho kwedatha ekhutshwe yi-American Association of Realtors ngoJulayi 20 ngexesha lendawo, ukuthengiswa kwezindlu ezikhoyo e-United States kwawa nge-5.4% ngenyanga ngenyanga kaJuni. Emva kohlengahlengiso lonyaka, inani elipheleleyo lokuthengisa laliyi-5.12 yezigidi zeeyunithi, elona nqanaba liphantsi ukususela ngoJuni 2020. Umthamo wokuthengisa wehla ngenyanga yesihlanu elandelelanayo, eyona nto yayiyimeko embi kakhulu ukususela ngo-2013, Kwaye ingaba yimbi ngakumbi. Uluhlu lwezindlu esele lukho nalo lunyukile, obelulokuqala unyaka nonyaka ukunyuka kwiminyaka emithathu, lwafikelela kwi-1.26 yezigidi zeeyunithi, elona nqanaba liphezulu ukusukela ngoSeptemba. Ngenyanga ngokwesiseko senyanga, uluhlu lwempahla lwenyuka kangangeenyanga ezintlanu ezilandelelanayo. I-Federal Reserve iphakamisa inzala ngenkuthalo ukulwa nokunyuka kwamaxabiso, okuthe kwapholisa yonke imarike yezindlu. Izinga eliphezulu lemali-mboleko liye lathothisa imfuno yabathengi, nto leyo enyanzelisa ukuba abanye abathengi barhoxe ekurhwebeni. Njengoko uluhlu lwempahla lwaluqalisa ukunyuka, abanye abathengisi baqalisa ukuthoba amaxabiso. ULawrenceyun, ingcali yezoqoqosho ye-NAR, i-American Association of Realtors, yabonisa ukuba ukuhla kokufikeleleka kwezindlu kwaqhubeka kuxabisa abathengi abanokuthi bathenge izindlu, kwaye amaxabiso ezindlu kunye namaxabiso ezindlu anyuke ngokukhawuleza ngexesha elifutshane. Ngokohlalutyo, inzala ephezulu inyuse iindleko zokuthengwa kwendlu kwaye yanqanda imfuno yokuthenga indlu. Ukongezelela, uMbutho weSizwe wabakhi bezindlu uthe isalathisi sokuzithemba sabakhi siye sancipha kwiinyanga ezisixhenxe ezilandelelanayo, kwinqanaba eliphantsi kakhulu ukususela ngoMeyi 2020. Ngaloo mini, isalathisi sezicelo zezindlu zokuthenga izindlu okanye ukubuyisela imali e-United States. yawela kwelona nqanaba lisezantsi ukusukela ekuqaleni kwenkulungwane, uphawu lwamva nje lwemfuno yezindlu ezidangeleyo. Ngokutsho kwedatha, ukususela kwiveki ye-15 kaJulayi, isalathisi semarike ye-American mortgage banking association (MBA) i-market index ye-market index yawa kwiveki yesithathu elandelelanayo. Izicelo zokubolekwa kwezindlu zehle nge-7% ngeveki, zehla nge-19% unyaka nonyaka, ukuya kwelona nqanaba lisezantsi kwiminyaka engama-22. Njengoko inzala yemali-mboleko isondele kwelona nqanaba liphezulu ukusukela ngo-2008, lidityaniswa nomceli mngeni wokufikeleleka kwabathengi, imarike yezindlu nezindlu iye yaphola. UJoelkan, ingcali yezoqoqosho yeMBA, uthe, “njengoko imbonakalo yezoqoqosho ebuthathaka, ukunyuka kwamaxabiso aphezulu kunye nemiceli mngeni eqhubekayo yokufikeleleka ichaphazela imfuno yabathengi, umsebenzi wokuthenga imali mboleko yemveli kunye nemali mboleko karhulumente wehlile.